United Arab Emirates – Mental Health
Wednesday, 06 24 2015, Category: Insurance and Reinsurance, Country: U.A.E
A lot of people ignore the importance of mental health, and mental health services are not as widely available as special organic disease services in free governmental hospitals. So everybody takes precautions with respect to organic disease insurance and they forget that mental illnesses are one of the important issues which should be insured given their impact on work and income. And we are not protected against such cases. According to the statistics, one third of society is exposed to mental illnesses.
And the World Health Organization said that depression will be ranked first among the sicknesses of year 2020.
Some health insurance companies were influenced by these statistics, so they introduced psychiatric pharmaceutical treatment and psychological consultations in the comprehensive coverage offered to policyholders. However, many insurers still separate psychiatric treatment from organic disease treatment, so they do not include psychological treatment in their services and not even in their special policies. So the individual will have to pay out-of-pocket any psychiatric treatment fees for himself or any family member, after having paid an enormous medical insurance premium, thus this situation constitutes a burden and could also prevent him from accessing new effective treatments which could be expensive and inexistent in governmental centers.
Source: Al Roeya - UAE